What are the billing date and repayment date of PUFA credit card?
The billing date means that the issuing bank regularly summarizes and settles the current transactions and expenses of the credit card account every month, calculates the total amount owed and the minimum repayment amount in the current period, and issues a statement. Repayment date For non-cash transactions of credit cards, the date from the bank bookkeeping date to the due repayment date is an interest-free repayment period, which can be simply understood as the day when repayment is required.
The final repayment date of the credit card of Shanghai Pudong Development Bank is 20 days after the billing date (counting from the billing date). If the billing date is the 5th of each month, the due repayment date is the 24th of the current month. The date of the credit card bill of Shanghai Pudong Development Bank cannot be changed. After the cardholder successfully applies for the credit card of Shanghai Pudong Development Bank, the system automatically generates a bill statement, which can be any day of a month and cannot be changed once it is generated.
According to the reaction of many cardholders, the credit card billing statement stipulated by the bank is not so satisfactory. For example, it is really a sad thing to repay the loan first and then pay the salary. In fact, many people may not know that many banks' credit card bill dates can be changed to their favorite days. Modifying the bill date can not only be an emergency, but also be deployed according to their needs.