Before canceling a credit card, the account balance must be cleared. The entire process of canceling the card must be completed within 45 days after the application is submitted.

The methods to cancel credit cards are as follows:

1. Cancellation through telephone banking: Basically, general credit cards can be canceled through telephone banking. Of course, some banks may be a little troublesome, while others are different. For example, China CITIC Bank, China Merchants Bank, etc. are very convenient.

2. Deregister at the bank counter: Going to the bank counter to deregister is also a preferred method. But please pay attention to a few points:

1. Bring necessary documents, such as ID card, credit card, and money if you owe money on your credit card!

2. Remember to avoid the peak hours of the bank to avoid long queues and delay your normal work and life.

3. Cancellation at the designated bank business hall: Of course, since there are still differences in the regulations of various banks on credit cards, and there are many types of credit cards, some banks will cancel certain credit cards. There are clear provisions on cancellation. Therefore, if you are not sure where to cancel your credit card, please call the official customer service for consultation in time.

4. Do not throw away a credit card after cancellation. The canceled card still contains a lot of personal information, and can be used in some places that only require the card number, so you must not throw it around. If you do not need to collect it, you should Cut the magnetic strips and hand them over to the bank counter, where they will be specially crushed.