All banks can apply for a credit card with property certificates such as real estate and car ownership certificates, which is beneficial to increasing your credit limit.
1. There are two main requirements for credit card application:
1. Age requirement: 18-60 years old;
2. Have a stable job and source of income .
2. Materials and documents required for application:
1. Domestic residents only need to provide: a completed and signed application form, identity document, and residence certificate document , Income certification documents;
2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan;
3. If you are a private owner, in addition to the above information, you must also provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.
3. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (with good credit, no more than 10% overdue) 60 days) or a copy of the deposit receipt, etc.
4. Application methods:
1. Apply at the bank counter;
2. Apply on the official credit card website;
3. Apply to the bank for credit card Salesperson application;
4. You can apply on WeChat;