Legal analysis: Depending on the situation, credit card civil litigation is generally a civil dispute. The jurisdiction in civil litigation needs to be determined according to the nature of the case. Under normal circumstances, civil lawsuits filed against citizens shall be under the jurisdiction of the People's Court of the place where the defendant is domiciled; if the defendant's place of domicile is inconsistent with the place of habitual residence, the People's Court of the place of habitual residence shall have jurisdiction.

Civil lawsuits filed against legal persons or other organizations shall be under the jurisdiction of the people's court where the defendant is domiciled.

If the domiciles and habitual residences of several defendants in the same lawsuit are within the jurisdiction of two or more people's courts, each of the people's courts shall have jurisdiction.

Legal basis: "Civil Procedure Law of the People's Republic of China" Article 21 Civil lawsuits filed against citizens shall be under the jurisdiction of the people's court of the defendant's domicile. If the domicile is inconsistent with the place of habitual residence, , under the jurisdiction of the people's court of the place of habitual residence. Civil lawsuits filed against legal persons or other organizations shall be under the jurisdiction of the people's court where the defendant is domiciled. If the domiciles and habitual residences of several defendants in the same lawsuit are within the jurisdiction of two or more people's courts, each of the people's courts shall have jurisdiction.