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My credit card has been used for half a year, and there is no overdue record. Why don't you give me a raise?
In the case of China Merchants Bank's credit card, the review of credit card limit adjustment will be comprehensively evaluated according to your card use, consumption and repayment. Perhaps the application is unsuccessful because there is no score for the time being, but the quota adjustment is not fixed, but will be dynamically evaluated according to your card use in different periods. If necessary, I suggest you try to apply again. Or, if it is convenient for you, you can also try to provide the financial proof that was not provided before to the back-end department for re-examination. I wish you success in your next application! Please forgive me for the inconvenience!

At present, there are three ways to apply for adjusting the fixed credit line:

1. After holding the card for a period of time, you can apply for increasing the credit limit by speaking on our customer service hotline, logging in to online banking or calling the customer service hotline. We will apply for it for you according to your past card use.

2. Or when your economic level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, automobile property, savings certificate of China Merchants Bank, etc.). ), and fax or mail the financial proof that you did not provide before you applied for the card, including a copy of the real estate license (the real estate license must contain the name of yourself or your spouse or minor children), and the relevant departments will re-examine it according to your new information.

3. Log in to credit card online banking (popular version and professional version), account management-account quota management-quota adjustment-apply for quota increase. After the application, it will be reviewed according to your card usage. If you download the Pocket Life, you can use the card * to manage the payment limit.