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Does the overdue credit card after divorce have something to do with the ex-wife?

Legal subjectivity:

1. As long as you go through the divorce procedures, it will be fine and it will not affect you. 2. Unlike loans, loans are borne by both spouses. 3. The child's judgment will be affected if he follows his father. Article 196: Credit card fraud and theft fall under any of the following circumstances. If the amount is relatively large, credit card fraud is committed, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be sentenced to: A fine of not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other special circumstances If the circumstances are serious, the person shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) Whoever uses a forged credit card, or uses a credit card fraudulently obtained with a false identity certificate ; (2) Using an expired credit card; (3) Using someone else's credit card fraudulently; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank. The law is objective:

Article 1065 of the "People's Republic of China and Civil Code" Both men and women may agree that the property acquired during the marriage relationship and the property before marriage shall be owned by each other, and the property shall be owned by both parties. All or part of them are owned by each other, and some of them are jointly owned. The agreement should be in writing. If there is no agreement or the agreement is unclear, the provisions of Articles 1062 and 1063 of this Law shall apply. The agreement between husband and wife regarding the property acquired during the marriage and the property before marriage shall be binding on both parties. If a husband and wife agree that the property acquired during the marriage shall be owned by each other, and the debts borne by the husband or wife to external parties shall be paid off with the property owned by the husband or wife if a third party becomes aware of the agreement.