Probably because the bank is still under review. Of course, if the credit card application progress has been in this state, it means that the user's credit card application has not passed.
China Post Bank has nearly 40,000 outlets and serves more than 600 million individual customers. It aims at serving the three rural areas, urban and rural residents and small and medium-sized enterprises, and is committed to serving the most dynamic customer groups in China's economic transformation, and accelerating the transformation to a new retail bank with data-driven, channel collaboration, wholesale and retail linkage and efficient operation.
With excellent asset quality and remarkable growth potential, the Bank is a leading large-scale retail commercial bank in China. The Bank insists on serving the real economy, actively implements the national strategy, supports the construction of China's modern economic system, and realizes its own sustainable development. Adhere to customer-centric, build an online and offline integrated financial service system, and provide our customers with high-quality, convenient and efficient integrated financial services.
Adhere to the risk orientation, constantly improve the "all-round, all-round, all-staff" comprehensive risk management system construction, and maintain an excellent level of asset quality. Adhere to the business philosophy of "benefiting the people in urban and rural areas" and actively fulfill social responsibilities in providing inclusive finance services, developing green finance, and supporting precise poverty alleviation. After 13 years' efforts, our market position and influence are increasingly prominent.
In 2020, the Bank's Tier 1 capital ranked 22nd among the global 1000 banks published by Banker magazine. In 2020, Fitch and Moody's respectively gave the bank A+ and A 1 ratings consistent with China's sovereignty; Standard & Poor's Global gave the bank a rating; Standard & Poor's credit rating gives the bank AAAspc rating, and the prospect is stable.
In the face of the promising period of strategic opportunities for China's economic and social development, the Bank will thoroughly implement the new development concept, comprehensively deepen reform and innovation, accelerate the transformation and development of "characteristic, comprehensive, light, digital and intensive", continuously improve the quality and efficiency of serving the real economy, focus on improving the ability to serve customers, and strive to build itself into a first-class large-scale retail commercial bank with customer trust, distinctive features, stability and safety, innovation-driven and excellent value.
The establishment of China Postal Savings Bank is another major stage achievement of China's postal system reform and another important new achievement of financial system reform under the guidance of the national financial supervision department.