Credit card is a non-cash transaction payment method and a micro-credit payment tool provided by banks to users. The earliest credit card appeared at the end of 19.
Credit cards are divided into credit cards and quasi-credit cards, which provide settlement services, facilitate shopping and consumption, and enhance security; Simplify the collection procedure and save social labor; Promote commodity sales and stimulate social demand.
According to the 20 13-20 17 "Report on in-depth investigation and investment strategic planning of credit card industry in China", since 20 10, the China government has implemented a prudent monetary policy and adopted a series of moderate austerity measures to curb the excessive rise of asset prices and control inflation.
According to the analysis, the evolution of industry structure is the further optimization and diversification of product structure, and the increase of research and development of new industry standards and mobile payment; Deepen credit penetration; Staging business is developing in depth.