Visa foreign currency card credit card or UnionPay and Visa dual currency credit card. ICBC card at the beginning of 45 refers to Visa foreign currency card or UnionPay and Visa dual-currency credit card. Industrial and Commercial Bank Card is the abbreviation of bank card issued by Industrial and Commercial Bank of China, which is divided into savings card and credit card, and has many functions, such as inquiring about payment, depositing and withdrawing cash, transferring money, and settling consumption.