Can be thawed. First, if you have paid off your overdue balance in full, the bank may unfreeze your credit card. Secondly, you can contact CCB credit card customer service to explain to them that you have repaid the loan in full and provide relevant repayment vouchers. Finally, depending on the specific circumstances, the bank will evaluate your credit history and repayment situation and decide whether to unfreeze your credit card.

Details:

1. Repayment situation: After the first overdue payment, you can avoid additional interest and overdue penalties by repaying it in full and in time. The bank will determine whether to release the freeze based on your repayment status.

2. Contact customer service: You can contact CCB credit card customer service by phone or online, explain to them that you have repaid the loan in full, and provide proof of repayment, such as bank transfer records or ATM withdrawal receipts. strip.

3. Unfreeze approval: The bank will approve the unfreeze request based on your credit record and repayment status. If your credit record is still good and your repayments are in good condition, the bank may agree to unfreeze your credit card.

4. Time period: The time period for thawing may vary. Some banks may process unfreeze requests faster, while others may take some time to review and process your request. You can consult CCB credit card customer service to find out the estimated time for unfreezing.

Summary:

If you have been overdue for three months but have repaid in full, you may be able to unfreeze your CCB credit card. You can contact CCB credit card customer service to explain the repayment situation and provide the repayment voucher. Based on your credit history and repayment status, the bank will evaluate whether to agree to unfreeze. Please note that the unfreezing time period may vary, and you can consult customer service for details.

Extended information: Overdue repayment will have a negative impact on personal credit records, which may affect future loan and credit card applications, etc. Therefore, it is recommended that CCB credit card holders repay their loans on time and in full to avoid the adverse consequences of overdue payments. If there is an overdue situation, you should contact the bank as soon as possible to handle it and repay it in full to prevent additional charges from continuing to occur. Prompt action can help maintain the good condition of one's credit record.