1. Ping An Bank Debit Card refers to the RMB debit card issued by Ping An Bank to the public with the approval of the People's Bank of China. It has the functions of inquiry, deposit and withdrawal, loan, transfer settlement, universal deposit and withdrawal, all-in-one card account, shopping consumption, payment agency, self-service banking, telephone banking, online banking, VIP service and so on.

2. Ping An Credit Card has complete functions and various cards, and different types of cards will be accompanied by different insurances. At the same time, you can accumulate consumption points to exchange gifts and participate in various preferential activities launched by our bank.

If you need to consult Ping An Bank's credit card business, you can click the link below to select the online customer service icon-credit card or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.

Reply time: 202 1-0 1-27. Please refer to the latest business changes announced by Ping An Bank in official website.

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Does Ping An Bank 623058 start with a credit card?

Ping An Bank 623058 starts with a debit card, not a credit card. If you have any questions, you can click on the link below to select the online customer service icon in the upper right corner of the homepage-credit card or follow the official account of Ping An Bank credit card WeChat (paxyk955 1 1) for consultation.

Reply time: July 2020-10. Please refer to the latest business changes announced by Ping An Bank in official website.

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Is Ping An Debit Card a credit card?

Ping an debit card is not a credit card, and there is a big difference between them. Difference 1: debit cards deposit first and then consume, and credit cards consume first and then repay; Difference 2: the debit card number is generally 16 or 18, and the credit card number is 15 or16; Difference 3: Debit cards have no revolving credit line, while credit cards have revolving credit line.

DebitCard refers to the bank card issued by the issuing bank to the cardholder without credit limit, and the cardholder deposits first and then uses it.

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A Special card is a debit card that is used in a specific area and has a specific purpose (except for department stores, restaurants and entertainment industries), and has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended.

Debit cards are becoming more and more popular, which can easily replace cash and checks for consumption and transactions. In recent years, debit cards have gradually become the most popular payment cards. There are hundreds of millions of debit cards in use all over the world.

If the debit card is only applicable to local merchants, it is usually printed with the logo of the card issuer and its applicable processing system. The international debit card has the same appearance as the credit card, and the logo of the international payment card institution is printed on the lower right corner. It is very popular in all the sales points that accept credit cards. The difference is that when using a debit card, the amount will be automatically deducted from the bank account instead of being included in the credit line.

Card storage: Once a debit card is lost or stolen, there is a risk of being fraudulently used or forged. The card should be kept as cash, and it should not be placed at will, let alone lent to others. Identity documents and debit cards should be kept separately.

Password protection: Some debit cards require the cardholder to set multiple passwords such as transaction, withdrawal, inquiry and login. It should be noted that the transaction and withdrawal passwords cannot be the same as other passwords.

Password settings should be easy to remember but difficult to decipher, for example, don't set your birthday or several consecutive or identical numbers as passwords. Don't tell the password to anyone, including bank personnel, police, etc. When entering the password for credit card withdrawal, you should pay attention to covering it with your hands and body.

Information protection: Pay attention to the protection of debit cards and ID numbers. And don't throw away written materials or credit card documents filled with personal information at will. If personal information changes, you should inform the bank in time to keep in touch with the bank.

Is Ping An Bank Savings Card a credit card?

Credit card and debit card are different: 1, debit card is also called savings card, which refers to the bank card issued by the issuing bank to the cardholder, and there is no credit limit, so the cardholder deposits first before using it; 2. Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. For more information about Ping An Bank, please click on the link below, select "My" in the lower right corner-exclusive customer service or follow the official account of Ping An Bank WeChat (pingan_bank) for consultation.

I opened the debit card of Ping An Bank. Is a debit card the same as a credit card?

Debit cards are different from credit cards. The difference between a credit card and a debit card is that:

1, credit cards can be repaid in advance, and debit cards must be deposited before spending.

Credit card has installment payment function, but debit card doesn't.

3. Credit card spending can accumulate points, and goods can be exchanged for free in integral mall. Debit cards do not have this function.

4. Using credit cards and good records can accumulate credit for the future, which is conducive to future loans.

Is Ping An Debit Card a credit card? Let's stop here.