After the credit card is blocked, it must be repaid in full in one lump sum.

If the credit card is frozen due to overdue, the overdue amount shall be returned as soon as possible;

After paying off the credit card debt, the cardholder can call the bank credit card customer service center to explain the situation;

Under normal circumstances, banks will thaw;

After the second time, the cardholder should repay the loan on time to avoid any overdue.

Note: overdue credit cards will be included in the personal credit information system, and too many overdue times will affect future loan applications.