Log in to ICBC Online Banking - Credit Card Services - Installment Payment

You can see

ICBC Credit Card Installment Rate (the lowest in the country)

1.03 for 3 periods, 1.8 for 6 periods, 2.75 for 9 periods, 3.58 for 12 periods, 5.36 for 18 periods, 7.05 for 24 periods

The minimum spending per card swipe is 600 yuan, and you can pay in installments

If 3 installments of 1,200 yuan, handling fee = 1,200*1.03=12.36 yuan, the handling fee is paid in one lump sum during the first installment

Principal repayment in each installment = 1,200/3=400 yuan

First installment repayment = handling fee, principal repayment in each installment = 12.36 400 = 412.36 yuan

Log in to ICBC Online Banking (or Mobile Banking) - Credit Card Services - Cash Installment - Cash Installment Calculator

You can see

The 3rd period is 1.34, the 6th period is 2.35, the 9th period is 3.35, the 12th period is 4.35, the 18th period is 6.83, and the 24th period is 8.99.