The maximum withdrawal amount is 50% of the credit line, with a daily limit of 5,000 yuan. There will be fees and interest for overdraft withdrawal. The domestic withdrawal fee is 0.5% of the withdrawal amount, ranging from 2 yuan to 50 yuan. From the date of cash withdrawal, the interest shall be calculated at five ten thousandths of the daily interest, and the compound interest shall be calculated monthly. Repay at the latest on the due date.

If you don't want to overdraw, you can save more money on your credit card in advance, and the extra money is overpaid. There is no handling fee for taking the overpaid part at CCB outlets or ATM machines in the provinces and cities where the credit card bank is located. If the overpayment exceeds 5000, you can take it at CCB outlets, ATM overdraft or overpay the maximum limit of 5000.