This McDull Card of Shanghai Pudong Development Bank is free of annual fee for life, so the landlord does not have to pay the annual fee, but there are other fees for this credit card. As long as the landlord mentions the current behavior or the business of card replacement, replacement, loss reporting and bill inquiry, it is necessary to pay fees. Card replacement fee 15 yuan, loss reporting fee 40 yuan, and the minimum cash withdrawal fee for local peers is 3% of the transaction amount. That's all I know. I wish I could.