Cannot exceed 60 days.

The "Notice on Issuing the "Credit Card Business Management Measures"" has corresponding provisions:

Article 18 The maximum overdraft period of a credit card is 60 days. Credit card overdraft interest will be calculated at a daily interest rate of 0.05% within 15 days from the date of signature or bank statement, and a daily interest rate of 10.00% for more than 15 days.

If it exceeds 30 days or the overdraft amount exceeds the prescribed limit, the daily interest rate will be calculated at 15/10,000. Overdraft interest is not calculated in stages, but is calculated based on the highest interest rate bracket for the final term or the maximum overdraft amount.

Extended information:?

Relevant legal provisions of the "Notice on Issuing the "Credit Card Business Management Measures"":?

Article 52 Banks will meet regularly Organize bank card business status assessment and issue industry development report. With the consent of the General Assembly, evaluate the implementation of the Convention and report the evaluation results.

The Bank Card Committee should adhere to the principles of fairness, openness and objectivity, safeguard the legitimate rights and interests of member units, and maintain the stable and healthy development of the bank card market. If a member unit violates this Convention, the Bank Card Committee may take measures based on the degree of violation after verification.

Article 53: Card-issuing banks shall strengthen the identification and write-off management of credit card risk assets, and confirm and write-off in a timely manner. The basis, scope of determination, write-off conditions, etc. for credit card business shall comply with the regulations of relevant national departments.

Baidu Encyclopedia - "Notice on Issuing the "Credit Card Business Management Measures""