When applying for an Everbright Bank credit card online, the personal credit report of the card applicant will usually be checked. During the initial review of the credit card, the staff of the online application office will retrieve the relevant records of the card applicant in the credit reporting system of the People's Bank of China. They will also query, print, and review whether the applicant's information is true, valid, and valid in the identity verification system of the Public Security Bureau. Bad etc. Then call qualified customers to double-check the relevant information in the application form. Finally, fill in the form that has passed the preliminary review and submit it to the next step.