I will introduce to you several methods of foreign currency repayment with CCB credit cards:

1. Automatic repayment in foreign currency or transfer repayment:

If you are already in To open a foreign currency savings account at China Construction Bank, you can bind the foreign currency agreement account through China Construction Bank counters, online banking, mobile banking, credit card customer service hotline (400-820-0588) and other channels to achieve automatic repayment, or through China Construction Bank counters Handle foreign currency transfer repayments. Some branches have not yet opened the foreign currency deposit business for quasi-credit cards. Therefore, it is recommended to consult the local branch whether the quasi-credit card can be used as a foreign currency agreed repayment account.

2. Automatic RMB foreign exchange purchase and repayment:

If you already hold a China Construction Bank RMB debit card (or quasi-credit card, savings passbook, wealth management card, etc.), you You can handle RMB agreed foreign exchange purchase and repayment business through the above channels. China Construction Bank will purchase foreign exchange and repay your foreign currency debt at the credit card foreign exchange purchase rate on the statement date. The exchange rate for foreign exchange purchases by credit card is one price per day. You can check it through the China Construction Bank credit card website (creditcard.ccb.com) or the credit card customer service hotline.

3. Foreign currency cash repayment:

If you hold foreign currency cash, you can make cash repayment through the counter of China Construction Bank. In accordance with the relevant regulations on national foreign exchange management, when handling foreign currency cash repayments, if the cumulative repayment amount on that day exceeds the equivalent of 5,000 US dollars (exclusive), you must present your valid identity document and the "People's Bank of China" signed by the customs. The Customs Declaration Form for Inbound Passenger Baggage and Items or the foreign currency cash withdrawal receipt from the bank where the person originally deposited it can be processed.

4. Over-the-counter foreign exchange purchase and repayment:

You can use RMB to purchase foreign exchange over the counter at China Construction Bank to repay foreign currency debts. The exchange rate for foreign exchange purchase shall be the spot foreign exchange settlement and sale of China Construction Bank. The exchange rate is the selling price of banknotes at the quoted price. The exchange rate is dynamically updated and you can check it at any CCB branch.

5. Purchase foreign exchange for repayment by phone or online:

You can deposit the RMB repayment funds into your credit card RMB account, and then use China Construction Bank online banking, credit card customer service hotline, Purchase and repay foreign exchange through credit card websites, mobile banking and other channels. The foreign exchange purchase rate shall be the China Construction Bank credit card foreign exchange purchase rate. This method requires you to pay attention to the following matters:

(1) If you deposit RMB before 17:30, please purchase foreign exchange and repay on the day of deposit; if you deposit after 17:30 , please handle the foreign exchange purchase and repayment on the next day.

(2) You can also use the overpayment from your credit card’s RMB account to purchase foreign exchange for repayment. If the overpayment is insufficient, the foreign exchange purchase will be made using your RMB credit limit, and the portion of the credit limit used to purchase foreign exchange will be used. Interest of 0.05% per day will be charged from the date of foreign exchange purchase.