Legal analysis: children have grown up and have their own behavioral rights. If you don't help with the repayment, if you don't pay back after the deadline, your credit will get worse, so you won't apply for a credit card.

Legal basis: Article 214 of the Civil Procedure Law of People's Republic of China (PRC), where a creditor requests the debtor to pay money or securities, it may apply to the grassroots people's court with jurisdiction for a payment order if the following conditions are met: (1) There is no other debt dispute between the creditor and the debtor; (2) Payment orders can be served on the debtor. The application shall specify the amount of money or securities required and the facts and evidence on which it is based.