You can pay 50% deposit in advance. The down payment ranges from 30% to 70%. The down payment depends on your ability, but the minimum is not less than 30%.
The down payment is 30%, and the loan is calculated for 3 years. You need a down payment of 1 138 16 yuan, and the monthly payment is 5686 yuan, so the total cost is 3 185 12 yuan.
The down payment is 50%, and the loan is calculated for 3 years. The down payment is 1678 16 yuan, and the monthly payment is 406 1 yuan, so the total cost is 3 140 12 yuan.
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I. Vehicle loan process:
1. Car buyers go to the bank outlets for consultation, and the outlets recommend the special dealers who have signed the Cooperation Agreement on Used Car Consumption Loan with the bank.
2. Go to the dealer to select the second-hand car to be purchased, and sign a car purchase agreement with the dealer to clarify the model, quantity and color.
3. Apply for a loan at a bank outlet. The necessary materials for applying for a loan at a bank outlet include: personal loan application, valid identity documents, proof of occupation and income, basic family information, car purchase agreement, supporting documents required for guarantee, and other conditions stipulated by the lender.
4. The bank will review the user's credit, notify the car buyer within 15 working days after the loan application is accepted, and sign a loan contract for second-hand car consumption with the borrower who meets the loan conditions. The maximum loan amount for second-hand car consumption does not exceed 60%~80% of the car purchase price, and the longest loan period does not exceed three to five years.
5. Sign loan and guarantee contracts. If the applicant meets the loan conditions, the bank will sign a loan contract and related guarantee contract with him. Guarantee methods and corresponding procedures:
If the user provides a third-party joint liability guarantee, the guarantor signs a guarantee contract with the bank, and the insurance company may also provide a joint liability performance guarantee or a bank guarantee.
Users must sign a mortgage or pledge contract with the bank to guarantee by mortgage or pledge. If the house is mortgaged, it must be appraised and confirmed by the designated appraisal agency, and the bank and mortgagor shall go through the mortgage registration at the county real estate registration office where the house is located, and the contract will take effect after obtaining the property right certificate. If it is a pledge guarantee, the pledge contract will take effect after the title certificate is handed over to the bank.
After the above procedures are completed, the bank shall issue a loan notice to the special dealer in time.
If the purchased second-hand car is used as collateral, the bank shall issue a loan notice to the special dealer in time. After the purchased second-hand car is licensed, the bank shall go to the vehicle management office for mortgage registration.
6. The bank issues loans, and the user handles vehicle insurance and picks up the car. After receiving the loan notice 15 days, the special dealer will hand over the customer's car purchase invoice, payment document and driving license to the bank. After the customer goes through the formalities of property insurance, the bank issues loans. The types of insurance include: vehicle loss insurance, third party liability insurance, burglary insurance and spontaneous combustion insurance. All kinds of insurance period shall not be shorter than the loan period.
Second, the scheme selection
1, bank
Banks also have two modes: automobile consumption loan and credit card installment repayment. Automobile consumption loan is the earliest financing method for car purchase. However, due to the complicated procedures, long cycle and high threshold, it needs personal assets and mortgage, and its status has gradually been replaced by the credit card installment payment model. The biggest advantage of the credit card car purchase model is that it does not need to pay interest, but most banks will also charge a certain percentage of handling fees. In addition, this model requires a higher credit line for customers and requires consumers to pay a higher down payment ratio first.
2. Auto finance
Auto financing companies are mostly established by auto manufacturers and banks, which have the advantages of low threshold, convenience and speed. This kind of company has no rigid requirements for consumers' accounts and assets, and it can be completed in a few working days as long as it provides some corresponding credit references such as income certificates.
References:
Car loan process-Baidu Encyclopedia
What is the minimum down payment for Land Rover?
2 1W down payment, 8W per month, loan for half a year.
Aurora is the most compact SUV in the Land Rover brand. As a production version of Land Rover LRX concept car, its positioning is slightly higher than Freelander series. Land Rover Aurora made its world premiere at Guangzhou Auto Show in February, 20 10, and confirmed its Chinese name "Aurora".
Land Rover Aurora 20 1 1 officially entered the China market in the second half of the year. The price of the regular edition is 528,000 ~ 638,000, which is divided into three-door edition and five-door edition. Since then, Land Rover Motor Company launched a limited edition Aurora model in Victoria in 20 12, with the same dynamic performance as the ordinary version, luxurious and elegant interior materials and a price of 988,900 yuan.
Audi a6L down payment installment price list
The down payment of Audi A6L is calculated as follows: naked car payment * down payment ratio+insurance amount+inspection registration fee. If 45TFSI luxury Audi A6L is used to calculate the bare car price, the loan ratio is multiplied by 586,600 yuan plus the following additional amount. 3.0 When the down payment ratio of a displacement car is 30% and the loan period is usually 36 months, the travel tax is 3,500 yuan, the compulsory insurance is 65,438 yuan +0,000 yuan, the commercial insurance is 65,438 yuan+0, and the license plate fee is 500 yuan in 500 yuan. Of course, each financial company has different loan methods, and the number of years that can be selected and the down payment amount are also different.
How much is the down payment for Audi a6l?
Audi official website shows that as of June 65438+1October 265438+1October 0, 2020, the minimum down payment of the new Audi A6L40TFSI is 8 1960 yuan. ?
Audi A6L points 40TFSI? There are three types of 45TFSI55TFSI, and each type is divided into different configurations. The price of the car you need is also different. The specific down payment amount can be obtained from Audi official website or 4S store.
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Audi is one of the oldest automobile manufacturers in Germany. Starting from 1932, Audi began to adopt the four-ring logo, symbolizing the automobile alliance company formed by the merger of Audi, Miracle, Horsey and Rover. In 1930s, automobile alliance companies covered all the passenger car fields provided by German automobile industry, from motorcycles to luxury cars.
Audi official website-Audi financial loan calculator
How much is Audi's down payment by installment?
The down payment for Audi q2 installment is 686,000-806,000. 30% down payment for Audi q2 car, 68.6-806,000 down payment, 36 installments, starting from 4,922 yuan per month. Compared with A 1, the new Audi Q2 adopts a higher body design, which makes the whole vehicle full of SUV domineering. The shape of the front face is the same as all the Audi series that are now on display, and the hexagonal chrome-plated air intake grille is the most familiar.