Input and document review means that the user's application materials have been received or the submitted materials are being reviewed; The generated card means that the card has been issued, so please pay attention in the near future.

After the bank credit card center receives the application materials, it usually takes 7- 15 working days to complete the approval (the approval time varies from bank to bank). After the approval, a card will be sent by SMS or email to remind the customer. Generally, the card can be received within 15 days after receiving the card delivery notice.

Credit cards are usually sent by registered mail. If you need to send the card by courier, you should call the credit card service hotline. Credit card application review needs comprehensive evaluation of bank credit information system, and there are many reference factors, such as age, job stability, income, credit information records and so on. If the applicant's work or financial information changes, he can generally resubmit the information after 3-6 months.

Extended data

How to apply for a credit card:

1, guarantee the quantity and quality of your credit card.

Specifically, try to swipe your card when you can in your daily life. Make sure that your bill is rich in consumption scenarios and has a lot of consumption times.

2. Follow the principle of 2583 ".

Specifically, the single consumption shall not exceed 20% of the permanent credit card limit, the single-day credit card amount shall not exceed 50% of the permanent credit card limit, the monthly credit card limit shall not exceed 80%, and the monthly credit card limit shall not be less than 30%.

3. Appropriate consumption in different places.

Generally, people who can spend money in different places are business people or travel enthusiasts who travel frequently. Such people also have strong spending power. Therefore, appropriate off-site consumption is also very helpful to improve credit card points.

Baidu encyclopedia-credit card