A credit card is a credit card, which is a card with a certain credit limit. When the cardholder uses it, he can consume first and then repay. A credit card is not necessarily a credit card, but a credit card must be a credit card.

Credit cards support "spend first, repay later." If the loan is overdue, it will also affect the cardholder's credit. Therefore, you need to repay your credit card on time after using it to prevent overdue payments from adversely affecting your personal credit investigation.

What are the application conditions for a credit card?

(1) The applicant is over 18 years old and has full capacity for civil conduct;

(2) Has a stable and legal income and ensures good personal credit;

(3) Provide identity documents and other materials, such as copies of ID cards or military officer certificates;

(4) Provide proof of work, income and financial resources. For example, a copy of the real estate certificate, a copy of the motor vehicle driving license, etc.;

(5) Provide documents proving the place of residence, such as a copy of the household register or certification materials issued by the street.