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Hello! I would like to ask which bank does not require an employer to apply for a credit card?

Hello! I would like to ask which bank does not require an employer to apply for a credit card?

Hello, all are required. Banks require continuous working for more than half a year. Which banks now support credit card applications (employee is not required)

Many banks support card application, including basic commercial banks. If you hold a credit card from the four major banks, you can apply for a small commercial bank by card, as long as you have no bad records.

China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China do not support card application.

Banks that accept card applications include:

China Merchants Bank, Industrial Bank, Communications, China Everbright (note, if you have three or more credit cards, you cannot apply for a card via card), Shanghai Pudong Development Bank (Note, you cannot apply for a credit card with more than three credit cards), Minsheng, CITIC, and Ping An (generally, you will not be able to apply for more than five credit cards)

Hello, I want to apply for a credit card. Is there any place where I can apply? .

If you apply for a China Merchants Bank credit card, you need to have a local China Merchants Bank and be between 18 and 60 years old. If you can provide your ID card, work certificate and income certificate, you can try to apply. If you apply for a car card, you need to attach your name additionally. For a photocopy of the driving license, if the local branch has clear regulations, the regulations of the local branch shall prevail. The verification of the credit card shall be subject to the final audit result.

If you only have an ID card or are not old enough, you can apply for an additional card for immediate family members (immediate relatives are parents, children, and spouses).

You can log in to the credit card website, select "Credit Card Application" - "New Customer Application Channel", apply through the "Easy Appointment, Door-to-Door Application" online banking application appointment platform, fill in simple appointment information online, and wait for the bank Audit, if the audit passes, our bank will first conduct a preliminary review. If the preliminary review passes, there are two subsequent card application processes. One is if the preliminary review is passed, a card application staff will contact you to come to collect the card; the other is that you will receive the card from our bank. SMS notification will ask you to go to the branch to sign and confirm the application. The details will be subject to notification from our bank after passing the preliminary review. May I ask which bank does not require you to fill in your workplace when applying for a credit card? Which type of credit card is it? Thank you

This is usually required. After that, they will call you to verify. When applying for an overdraft limit, they will also ask you to provide proof of income. Do you need proof of your workplace to apply for a driving license and a credit card at the bank?

Yes

1. There are two main requirements for credit card application:

1. Age requirement: 18-60 years old;

2. Have a stable job and source of income.

2. Materials and documents required for application:

1. Domestic residents only need to provide: completed and signed application form, identity certificate file, residence certificate file , income certificate files;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: foreigner residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan;

3. If you are a private owner, in addition to the above information, you must also provide: a photocopy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

3. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a photocopy of the real estate certificate, a photocopy of the car driving license; a bank loan account (with good credit, no more than 10% overdue) 60 days) or a copy of the deposit receipt, etc. Do I need a workplace stamp to get a credit card from ICBC?

It is not required when getting a credit card, but it is required when applying.

Conditions for applying for a credit card:

1. Be over 18 years old and have full capacity for civil conduct;

2. Have a good credit record;

3. Applicants can apply for no more than two supplementary cards for their spouses or relatives who have full capacity for civil conduct.

Materials for applying for a credit card:

1. Identity certification materials: photocopy of resident ID card or military officer ID card;

2. Work and income certification materials;

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3. Other proof of financial resources: such as a photocopy of the real estate certificate, a photocopy of the vehicle driving license, a photocopy of the deposit receipt, etc.

Credit card application method:

1. Bring credit certificate to the counter to apply: The applicant is required to submit a relatively complete asset certificate file and submit the above to the bank for audit by the bank's back-end audit department.

2. Online banking application: The applicant uses a savings card account in his or her name to open online banking, enter the official website of the required bank, enter the card number, login password and verification code to enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The audit progress and results will be displayed on the online banking. Do I need an employer to apply for a credit card?

1. To apply for a credit card, you must have an employer to prove that the applicant has a stable job, a source of income, and the ability to repay;

2. Basic conditions for applying for a credit card:

3. Age: 18-60 years old, provide original ID card;

4. Proof of income or work certificate. Are there any credit cards that you can apply for without your workplace?

Theoretically, no.

In fact, there are many.

In fact, it is the same as everything.

You need to adapt yourself. Or you need to figure it out. . . Which bank can apply for a credit card without having an employer?

If you apply for a China Merchants Bank credit card, you can only apply for a supplementary card. The main card must have work certificate and other information. Which bank does not require proof of employment when applying for a credit card?

The two most effective ways to apply for a large credit card

One of the most effective ways: Submit proof of property

For For large credit cards, the choice of bank credit card does not matter. What matters is whether your property certificate complies with the bank's regulations.

Generally speaking, property certificates include: real estate, cars, financial products, etc. under the personal name.

Taking Minsheng Bank as an example, its large-deposit credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000).

If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million.

However, the bank does not accept the car title certificate.

Guangfa Bank, China Merchants Bank, etc. accept vehicle-related certificates.

The second most effective way: apply for a card with a card

Applying for a card with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card.

When applying for a large credit card, according to the bank's scoring system standards, some conditions are most applicable, such as a good credit record, a superior career, a stable high income, high deposits, etc.

If you can’t get a recommendation card, you can only spend money to find someone.

To apply for a card or withdraw cash, you can contact me.