Question 2: How much is the annual fee free of credit card for life? You get convenience by using the bank's credit card service, and naturally you have to pay a certain service fee to the bank. This is usually an annual fee, which is collected once a year. Pukajinka is about 100-300. However, in order to promote credit cards, banks generally charge ordinary cards and gold cards three or five times to avoid the annual fee of the year.
In some cases, you may have some cards that can't guarantee consumption every year for various reasons, and you hold more than one card of the bank. At this time, the bank will exempt you from the annual fee for life. For example, the EMV chip card of Bank of China is only used in VISA or Master channels, so it is not convenient to swipe the card in China, so the Bank of China is free of annual fees for life.
In addition, for example, if you have an ordinary card or a gold card, but apply for a platinum card, the bank will waive the annual fee for you for life in order not to let you sell your previous card.
Question 3: What do you mean by free annual fee for credit cards? Ordinary bank cards also have an annual fee. You know, free annual fee means that the card is free for you. Generally speaking, if you shop in Shang Chao for more than 5 times, you can avoid the annual fee.
Question 4: What do you mean by free annual fee for credit card? Calculate,
Even if you brush it three times a day, there is no limit to the amount.
However, some banks have to swipe their credit cards five times (or more) before they are exempted from the annual fee.
Question 5: What exactly does the first year of credit card free of annual fee mean? Brush the number of times he wants every year, so you don't have to pay the annual fee? This is easy to understand, that is, you don't have to pay the annual fee in the first year, and you don't have to pay the annual fee in the second year if you meet the requirements.
However, there is a misunderstanding about this bravery. You have to understand, otherwise you don't know how to charge the annual fee.
Under normal circumstances, the person who handles the credit card publicizes that you don't need to pay the annual fee for one year from the date you open the card to the day before the next year's card opening date. If you don't open a card, you won't charge an annual fee.
But the actual calculation is not based on the date of card opening, but on the month when your credit card is valid. For example, your credit card is valid for 09/ 16. Explain that your credit card is valid until September 20 16, so the annual fee of this card is settled in September every year. This must be clarified.
In addition, whether to reduce the annual fee for the following year. It also depends on the type of card and the requirements of the issuing bank. At present, the bank is in a mess. Like attracting investment, it is swiped n times (I forgot, it seems to be six times), and there is no limit on the amount and merchants, and the annual fee is free. Pufa, on the other hand, must be at least 5 years old a year, and it must be divided into 5 months, and it must be a merchant with points. What a freak ~
Question 6: What do you mean, the black card is free of annual fee for life? Black gold card is not something that ordinary people can apply for. Those who are eligible to apply for a black gold card are either rich or expensive.
Question 7: What does China Merchants Bank mean by free annual fee for credit cards? The annual credit card fee of China Merchants Bank is 65,438+000 yuan/year for ordinary cards and 65,438+000 yuan/year for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the card issuance date (the validity period is below the credit card number, and the previous day is the card issuance date), which is not a natural year.
If you successfully apply for China Merchants Bank credit card (except some cards), the annual fee for the first year will be reduced or exempted by China Merchants Bank credit card or partner. If you spend six times (regardless of the amount and form) on a single card within a whole year (from the date of issuing the card), the annual fee for the next year will be reduced or exempted. And this offer is valid for a long time before the change notice of the new annual fee preferential policy.
Question 8: Who can explain what this credit card means by free annual fee for life? 50 points means there is no annual fee for this credit card, whether you use it or not. Generally, there are conditions for the annual fee reduction of credit cards, such as how many times the credit card is spent, or how much the credit card limit reaches, so you don't need this credit card.
Question 9: What is the difference between Shanghai Pudong Development Bank's annual fee exemption and life-long annual fee exemption? Free annual fee: Generally speaking, there are conditions, such as swiping your card six times a year.
Free annual fee for life: Free annual fee without any conditions.
Question 10: What credit card does not charge an annual fee now, and it is free of annual fee for life? Gold and ordinary cards in all banks are exempt from the annual fee for the first year. If you swipe your card for a certain number of times in the current year, you will be exempted from the annual fee for the next year. Keep rolling around, free of annual fees for life. (CITIC is special. It requires a sum of money in the first month to avoid the annual fee for the first year). The one who swiped the card at least was China Construction Bank Everbright, which required three times, other banks five or six times and Minsheng Bank eight times.
The above annual fee can be waived only by swiping the card, and some cards are also exempt from annual fees for life. For example, all bank business cards are unconditionally free of annual fees for life. However, the application threshold is relatively high, requiring civil servants, employees of government agencies and institutions, or employees of large state-owned enterprises or Fortune 500 enterprises. CCB's Aibo Red Cross Card is also free for life, and Bank of Communications seems to have it.
Finally, I want to talk about the credit card of the Postal Savings Bank. In order to promote credit cards and issue more cards, its universal card is unconditionally exempt from annual fees for life. I won't spend it at home for three or four years, nor will I deduct the annual fee. The threshold for application is much lower than the official card, so it is easy to apply. Only Puka is exempt from the annual fee, and Gold Card can be exempted from the annual fee.
All hands up, hope to adopt.