When giving an empty bank card to others, it may be used to participate in money laundering activities. If the behavior is serious, it will have a greater impact on the bank card account holder. Therefore, in daily life, you cannot give or sell your empty bank cards to others to avoid major consequences in the future. Bank cards that are generally not used can be directly canceled.

: Bank cards are divided into debit cards (savings cards) and credit cards. When applying for a debit card, it is divided into categories one, two, and three accounts. Category one

accounts are universal accounts with For functions such as deposits, withdrawals, payment, investment and financial management, you need to pay a certain fee when opening a type of account, which may vary from bank to bank. The second type of debit card account is generally used for investment and financial management, and the third type of account is generally used for online consumption, but there is no physical card. Furthermore, the second and third types of debit card accounts have quota limits. The daily use limit of the second type is 10,000 yuan, with an annual limit of 200,000 yuan. The balance of the third category cannot exceed 1,000 yuan, the daily limit is 5,000 yuan, and the annual accumulation cannot exceed 100,000 yuan.

Credit cards have a certain credit limit. After using the card, the cardholder must return it according to the time specified by the bank. It cannot be overdue, because overdue interest will be incurred and it will lead to a bad personal credit report. If you fail to repay for a long time, you will be sued by the bank, and the court will enforce the judgment after the judgment.

Debit cards are divided into 2 types, namely:

1. Savings card, which is issued by banks for general customers. This is what we often call bank cards. , mainly used for deposits.

2. Wealth management card, which is issued by banks for high-end customers, through which you can directly handle bank financial management related businesses.

Credit cards:

Credit cards are also divided into two types, namely:

1. Credit card, which is a credit card in the narrow sense that we often mention , you can use it to consume first and repay later, but there is no interest on the deposit.

2. Quasi-credit card, which has some functions of credit card and debit card. Deposits have interest and can be used for small overdraft consumption, but its consumption limit is not as high as that of a credit card, and The outstanding balance must be paid off at once, and few people use this card.