The credit card cancellation methods of China Merchants Bank are as follows:

1. Call the credit card customer service number to cancel. China Merchants Bank's credit card can be cancelled by calling the credit card customer service hotline at 4-82-5555, but when canceling, you need to provide some supporting information, such as ID number, office phone number at the time of application, company name at the time of application, home phone number and other registered information.

operating environment:

brand model: iPhone13

system version: iOS15.

app version: 1..

after checking the information and confirming it, the bank will prompt that "you have successfully cancelled the card, please use scissors or other tools to destroy the card". At this time, just follow his instructions to destroy the card.

2. Cancel at the outlet of China Merchants Bank. With my ID card, cancel at the bank where the account is opened.

3. Wait for the credit card to be automatically cancelled. If there is no money in the debit card, it will be automatically cleared into the sleeping account by the system after 2 years. When it is used in the future, it will prompt that it is in a sleeping state after long-term unused, and the wake-up card can be operated according to the bank SMS prompt.

Extended information:

1. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to qualified consumers. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

2, China's relevant laws ("the NPC Standing Committee on <; Criminal Law of the People's Republic of China > The credit card stipulated in the Interpretation of Credit Card Regulations refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the Credit Card standard is Credit Card.

3. Credit card consumption is a non-cash transaction payment method. You don't need to pay cash when you consume, and you can make repayment on the Billing Date. ?

4. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

5. from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the management of the upper and lower limits of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate). On May 25th, 221, the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards.