How long does it take to get a credit card from ICBC?

The application for ICBC credit card is very fast. You just need to fill in some information on the official website, and it usually does not take more than half an hour. What is relatively slow is the review time for ICBC credit cards. This time is 15 working days, excluding weekends and holidays. After successfully passing the review, ICBC will start to produce the card, and then notify you to pick up the card or mail it to you.

In addition, when applying for an ICBC credit card, your application method is related to the method of receiving the credit card, as follows:

1. Apply for the card online. After successful application, ICBC will Notify you to collect the card at the designated outlet.

2. Apply for a card at an outlet. If you choose to receive the card by mail, it will generally take 7-15 working days to be sent to your home; if you choose to pick it up by yourself, it will arrive on the fifth day after you successfully open an account. You can pick it up at the card processing office in the future, just bring your ID card.

When you go to a designated outlet with an ICBC credit card, will you receive a text message to remind you to pick up the card?

When you go to a designated outlet with an ICBC credit card, you will get a text message to remind you to pick up the card.

1. Some bank credit cards are sent directly to the applicant;

2. Some bank credit cards are sent to the bank branch where the applicant is located and contacted via text message or phone. The applicant collects the card;

3. The applicant must go in person to receive the card, and activation is required after receiving it.

Extended information:

ICBC credit card self-service:

1. Online card application refers to the process completed through our bank's portal website or logging in to personal online banking. Silver credit card application business. After the applicant fills in personal information and submits it online, the application information will be automatically imported into the approval system. After the card is successfully processed, a card collection notification text message will be sent to the applicant. Customers who apply for a card online must go to the nearest card collection outlet of their choice with a valid ID to complete signature confirmation, card collection, card activation and other related services at one time.

(1) The types of cards that can be applied for online include: Peony personal credit card and Peony personal quasi-credit card, which support the application business of primary card and supplementary card (including supplementary supplementary card).

(2) Online card application information includes: main card application information, supplementary card application information, contact information and simultaneous customized business application information. The main card (secondary card) application information includes: personal information, professional information, etc.

(3) For those who apply for a primary and secondary card at the same time or only apply for a secondary card, in principle, the main card applicant and the secondary card applicant must present their respective valid identity documents to the card collection outlet to go through the card collection procedures. For those who do not receive the card at the same time, the main card applicant can only go through the card receiving procedures for his own card; the supplementary card applicant cannot go through the card receiving procedures independently without applying for the main card.

(4) If the card is not collected for more than six months since the card was issued, it will be deemed that the customer has given up on applying for a credit card. After confirming that the card is in the "voided" status, the card collection outlet will punch holes and cut the corners of the card to invalidate it.

2. Online Banking

(1) Provide traditional banking services in online form, including the release of banking and related financial information, customer consultation and complaints, account inquiries and reconciliations, applications and Loss reporting and online payment and transfer functions.

(2) E-commerce related businesses include not only retail businesses such as shopping, ticket booking, and securities trading under the merchant-to-customer model, but also online settlement of wholesale businesses such as online purchases under the merchant-to-merchant model. .

(3) New financial innovation services, such as group customers checking the account balance and transaction information of subsidiaries through online banking, and then signing multilateral agreements.

Reference material: Industrial and Commercial Bank of China China website - credit card service introduction

How to notify the ICBC credit card recipient?

ICBC provides two ways to collect the card by mail and at branches. For the specific method of collecting the card, please refer to the system or manual prompts when applying for the card.

If you apply for the card online and make an appointment to collect it at an outlet, a card collection notification text message will be sent to you. Please go to the outlet to collect it after receiving the card collection notification.

If you choose to receive the card by mail, please check the card 15 calendar days after submitting the application form.

Warm reminder:

Please log in to ICBC e-Life, select the "Finance-Card Application Progress" column, and follow the page prompts to check the credit card application progress. If it takes a long time after applying for a credit card, If you have not received the card, it is recommended to call the customer service hotline 95588 to verify the credit card progress.

(Answer time: November 13, 2019. In case of business changes, please refer to the actual situation.)

That’s it for the introduction of ICBC credit card notification for card collection.