If you default on your ICBC credit card, you cannot apply for a credit card loan at Agricultural Bank of China.

Because there are records of credit card defaults, Agricultural Bank of China also needs to review credit card loans. Credit card default records generally fail the review, so you cannot apply for credit card loans at Agricultural Bank of China if you default on ICBC credit cards. .

A loan simply means borrowing money that requires interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must be returned. Loans in a broad sense refer to the general term for lending funds such as loans, discounts, and overdrafts. Banks invest their concentrated currency and monetary funds through loans, which can meet the society's need for supplementary funds to expand reproduction and promote economic development; at the same time, banks can also obtain loan interest income and increase their own accumulation.