At this stage, most financial institutions in China do not need to deduct the deposit when handling ETC, such as Industrial and Commercial Bank of China, China Construction Bank, China Construction Bank and China's postal financial institutions. Car buyers can bring personal identity documents, vehicle driving licenses, driver's licenses and other related raw materials and go to any bank counter to handle them completely free of charge before driving. In addition, car buyers can also handle it according to the smart phone APP, WeChat public platform and official website of various banks.

in addition, some financial institutions have to freeze the 5 yuan deposit. If the car buyer is still using the ETC services of the financial institution, the deposit cannot be withdrawn. Although the deposit only needs to be higher than that of 5 yuan, for example, 51 yuan can be used to offset the high-speed toll in 3 yuan. However, if there is only 499 yuan on the card, all of them can't be deducted from the high-speed toll. You must supplement 5 yuan or above to deduct the high-speed toll normally.

If the customer can't use the ETC service project of the financial institution, he can show the situation to the staff at the service outlets, and after the successful termination of the contract, he can refund the 5 deposit.

preferential theme activities of various banks

1. ICBC

handles universality all over the country at one time, handles ETC and gives an OBU car cutting machine and equipment free of charge, and enjoys a 15% discount on high-speed tolls all over the country, which is applicable to credit cards or savings cards of associated banks. After being associated with ETC, you can enjoy 99 minus 2 yuan when you buy automobile decoration products in Suning's "Love to Buy ETC Member Zone", and 2 minus 2 yuan when you refuel the prepaid card. A specific bank credit card can enjoy a rebate of 1% per order if it is cancelled in China.

annual fee standard: ICBC ETC bank credit card is exempt from the annual fee within the validity period of the credit card.

2. CCB

will receive a 5% discount when handling ETC to send OBU machinery and equipment free of charge, and will also receive a 5% discount (going to 2 yuan every month). It can enjoy three vehicle rescue services completely free of charge every year, including tire changing and car towing. In addition, you can enjoy the discount of car washing in 1 yuan, a merchant designated by China Construction Bank, and pay according to the function of "giving oil on your mobile phone" in the "Car E Family" APP. When the first oil is over 2, 1 yuan will be reduced.

annual fee standard: the annual fee for the gold card is 16 yuan, the annual fee for the general card is 8 yuan, and the annual fee is free if you swipe your credit card for three times. In addition, there is an ETC bank credit card with vehicle function. Although there are preferential theme activities such as car washing, the annual fee in 2 yuan cannot be reduced.

3. Agricultural Bank of China

handles ETC to send OBU machinery and equipment free of charge. In addition to its own card, it also applies to the card-related ETC of six state-owned banks, and enjoys a 15% discount on high-speed tolls. If you use the Agricultural Bank ETC card, you will enjoy a lot of benefits. You can get a 1% discount on the expressway toll and its car wash service in 1 yuan in exchange for the ETC expressway toll monthly ticket.

annual fee standard: the annual fee for my first-class platinum card is in 58 yuan/year, and the supplementary credit card is free of annual fee, and the annual fee is free in the first year, and the annual fee is free in the second year after 12 cancellations; The annual fee for my first-class gold card is 16 yuan/year, and the annual fee for my supplementary credit card is 8 yuan/year. The annual fee is free in the first year, and the annual fee is free in the second year after five payments are made.

4. BOC

gives OBU machinery and equipment free of charge when handling ETC. One ID card can handle ETC of several cars, which is applicable to the connection between savings card and bank credit card, and the high-speed toll is also 15% off. However, if it is related to a bank credit card, the high-speed toll across the country will be at least 2% off, and each card will reach the peak in 2 yuan every month, and you can also enjoy car washing, vehicle rescue services, oil rebate and other benefits.

annual fee standard: the annual fee is exempted in the first year, and the annual fee is exempted for 6 times in the second year.

5. GDB

needs to contact GDB's ETC bank credit card to send OBU machinery and equipment free of charge, and it will be eligible for cancellation every month. It will basically get a 2% discount for high-speed traffic all over the country, which is equivalent to a 76% discount. It can also enjoy 1 yuan car wash, endless 1-kilometer free vehicle rescue service in the first year, accident insurance for driving, tires, maintenance and other services, and mobile phone WeChat and Alipay payment can also be obtained.

annual fee standard: 4 yuan for ordinary card and 3 yuan for supplementary card of credit card; Gold card 8 yuan/year, credit card supplementary card 48 yuan/year. The annual fee for the second year can be waived if 6 transactions are cancelled. Ordinary cards and gold cards are all exempt from annual fees in the first year, and the annual fees in the second year are exempted after 6 times of cancellation.

6. Huaxia Bank Credit Card

If you apply for Huaxia Bank Credit Card ETC and deposit it in 5 yuan, you can give an ETC rfid tag and a China Pass card. If you successfully associate Huaxia Bank Credit Card with a bank credit card, you can avoid deposit. It is completely free of charge, safe on the spot and ready to use. For the first time, electronic products will be handled completely free of charge, and a 2% discount will be given to the 3-day expressway fee.

annual fee standard: Huaxia bank credit card ETC bank credit card is exempt from annual fee.

the above information is for reference only, and different places are different from financial institutions, and the existing policies of preferential policies issued by different places will be different.

million car purchase subsidy