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How can I pay back what I bought by credit card installment in Tmall?
Automatic repayment: on the due repayment date, the system will automatically deduct the balance of Alipay account, fast debit card and Yu 'ebao to repay the unpaid part of the issued bill. To avoid overdue, please ensure the amount of Alipay account.

Active repayment: After the billing date, you can log in to the Alipay website application center, and Tmall will purchase in installments and make active repayment, or find installment goods in my Taobao-buy buy Treasure, and click: installment bill refund repayment, and the refund amount will be used to offset the unpaid items of the transaction.

If the refund amount is greater than the unpaid amount of the transaction, the excess will be returned to Alipay balance.