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Why is the short-term credit card loan from China CITIC Bank not credited in real time?

1. Bank loan transfers are generally completed within 24 hours.

2. First, the borrower needs to provide the bank with corresponding application certification materials.

3. The bank will review and verify the borrower's credit record and loan amount.

4. After the bank has reviewed it, it will transfer the money to the borrower's account and send a text message to inform the borrower.

5. The borrower should pay attention to checking the loan in time and returning the loan within the corresponding period, otherwise it will have a negative impact on personal credit report.