What should I do if my credit card limit is suddenly reduced and I cannot repay the loan? 1. Ask relatives and friends for help. If your credit card has been reduced and you don’t have the money to pay it off at once, and you can’t let it be overdue, it is recommended that you confess to your family and ask for help to see if you can borrow money. Write an IOU, agree on the repayment period, and also give some interest, so that they can lend you money with confidence; 2. Realize assets to repay debts. If you still have certain assets on hand, you can liquidate them first to repay debts. After all, you have no money. Overdue repayments are very troublesome. Not only will various fees be charged, but also personal credit will be affected. If the assets are gone, you can still buy them again when you make money in the future. In short, solve the immediate problem first. 3. Use a credit card to withdraw cash to repay. If you have other credit cards in hand, you can first use other credit cards to withdraw cash to repay this card. However, after withdrawing cash, you still have to find a way to repay. After all, withdrawing cash is not a long-term solution. Not only does it have to collect The handling fee will also be calculated with interest on a daily basis. Do not do this unless absolutely necessary. 3. Negotiate repayment. If you lose the ability to work and have no source of income or income, you can report your situation to the bank and then negotiate for repayment to see if you can suspend the loan and interest, and then pay off the debt in 5 years. During this period You have to repay according to the agreement. The above is the relevant introduction to "What should I do if my credit card limit is suddenly reduced and I can't repay the loan?" I hope it will be helpful to everyone. In short, if the credit card limit is suddenly reduced, it is likely that the limit will be exceeded. This must be paid off in one go. If it is still not enough, you can try the method introduced above.