The following transactions do not accumulate points:
1. Wholesale transactions: such as tobacco, beer, building materials wholesale, computer mall, etc.
2. Transfer transactions: such as loan deduction, automatic transfer of utilities, transfer transactions for purchasing securities or funds, insurance withholding, etc.
3. Professional transactions: such as hospital payment, provident fund payment, tax payment, school payment, insurance payment, real estate sales, automobile sales, online transactions, auction pawn, etc.
4. Stored value transactions: such as fuel card recharge, telephone recharge, prepaid recharge, etc.
5. Other transactions that should not accumulate points will not accumulate points.