Under normal circumstances, it can be lifted after 3 months. Credit card risk control is a mechanism of bank credit card risk control. Generally speaking, banks will freeze credit cards when they find that credit card holders have changed their funds. If the bank controls the risk because it suspects that the credit card has been withdrawn or stolen, it can provide the bank with detailed information about your credit card consumption. After proving that the credit card has not been cashed out or stolen, the bank will basically lift the risk control immediately. If it is caused by improper use, such as excessive overdraft, overdue repayment, etc. As long as the arrears are paid off as soon as possible, the bank will soon lift the risk control. The sooner you pay off, the sooner you cancel. However, if the personal overdue situation is very serious and the bank thinks that it cannot repay, the risk control will not be lifted.

Credit card annual fee standard

The annual fee of credit card varies according to the type and grade of credit card, as well as the difference between main card and supplementary card. Take four major behaviors as examples:

1. China bank credit card annual fee.

(1) China Bank Great Wall RMB card, Pukaka annual fee 20 yuan, gold card annual fee 100 yuan, platinum card annual fee 1000~4000 yuan.

(2) BOC Great Wall International Card, the annual fee of USD card is 65,438+02, HK card is 65,438+000, and Euro card is 65,438+02. The above is the annual fee of the main card, and the annual fee of the auxiliary card of Puka is half of the annual fee of the main card of Puka.

(3) The annual fee for the Great Wall International Gold Card of China Bank is US$ 25, HK$ 200, and that for the Euro Card is US$ 22. The annual fee for the Sub-Gold Card is half of the annual fee for the Main Gold Card.

2. Annual Credit Card Fee of Agricultural Bank of China

Credit cards of Agricultural Bank of China include ordinary cards, gold cards, platinum cards and business cards. The annual fee for personal platinum card is 300-3000 yuan, and the annual fee for supplementary card is 150-2000 yuan; The annual fee of personal gold card is RMB 80- 100 for the main card and 200 yuan for the auxiliary card; Individual ordinary card annual fee is 80- 100 yuan for the main card and 40-50 yuan for the auxiliary card; Annual business card fee is 200 yuan every year.

3. Annual Credit Card Fee of China Industrial and Commercial Bank

(1) The annual fee of the main card of the credit card is 100 yuan, and the annual fee of the auxiliary card is half of the annual fee of the main card; The annual fee of single-currency credit card is 50 yuan, and the annual fee of supplementary card is half of the annual fee of main card.

(2) The annual fee for the gold card is 200 yuan for the main card and 100 yuan for the secondary card; The annual fee of single-currency credit card is 100 yuan for the main card and 50 yuan for the auxiliary card.

(3) The annual fee for the main card of Platinum Card is 2,000 yuan, and the auxiliary card is half of the main card;

① The annual fee charged by the main card of simple platinum card is 1000 yuan, and the auxiliary card is half of the main card;

② The annual fee of Centurion Platinum American Express Card is 3,600 yuan/year for the main card, and the annual fee for the auxiliary card is free;

③ Annual fee of UnionPay standard platinum card 1800 yuan/year, and the supplementary card is half of the main card.

4. Annual Credit Card Fee of China Construction Bank

The annual fee of the main card of the credit card is 80 yuan, and the annual fee of the auxiliary card is half of the annual fee of the main card; The annual fee of the main card of the credit card gold card 160 yuan, and the annual fee of the auxiliary card is half of the annual fee of the main card; Standard Platinum Card Annual Fee 580 yuan as the main card and 300 yuan as the auxiliary card; Exquisite Platinum Credit Card Annual Fee Primary Card 1800 yuan, Secondary Card 1200 yuan.