In the case of Guangfa Credit Card, the minimum repayment amount refers to the minimum amount that needs to be returned to the current bill before the final repayment date, and no penalty is charged, and no active application is required, which will not affect the credit investigation. However, the consumption in the bill is not interest-free, and consumer interest will be charged. Minimum repayment amount = principal and interest of cash advance transaction+service miscellaneous fees +65438+ 00% of the remaining amount of the bill (5% for standard card/hope card)+the minimum repayment amount outstanding in the previous period. The minimum repayment amount is platinum card/gold card: 100 yuan /20 USD, and ordinary card: 50 yuan/10 USD.

You can log in to "Discover Wonderful APP→ Home Page → Headphone in the upper right corner → Enter" Quick Repayment "and follow the page prompts to check the minimum repayment amount/quick repayment.

Tips: Cash advance transactions include overdraft withdrawal of principal and interest, ordinary wealth management funds, exclusive wealth management funds, principal of each installment and handling fees.

(reply time: 165438+20201October 6th. Please refer to the latest business changes announced by Guangfa official website. )