There is indeed such an incident on the Internet. The following is a detailed report:

The Fu'an City Court in Fujian Province disclosed on the 24th that it made a first-instance judgment on a loan dispute case and ruled that Gao Mou was Repay Su's loan of RMB 53,000 within ten days from that date.

The court found that Su wanted to further increase his credit card fixed limit of 45,000 yuan, but he always suffered from his lack of financial ability. After meeting Gao at the end of February 2014, the two agreed: Gao would use Su's credit card for consumption, and Gao would repay the bill. The only requirement was that Gao must increase the limit of the credit card in the short term.

When Gao was swiping his credit card for consumption until the end of May 2014, Su discovered that Gao had not repaid his credit card bill on time and owed the bank more than 70,000 yuan. Su felt something was wrong and asked Gao to repay the overdraft portion of the temporary amount, but Gao asked for a period of turnover before repaying the bank.

Subsequently, Gao continued to repay the loan until July 2014. As of that time, the card owed the bank a total of 122,996.3 yuan, of which 45,000 yuan was used by Su and 77,996.3 yuan was used by Gao as an overdraft. . Since August 2014, Gao has been using various reasons to evade and not make up the overdraft amount. After being urged by Su, he gradually made up part of the amount of 24,996.3 yuan.

As of November 3, 2014, the credit card still owed an overdraft of 53,000 yuan to the bank. After Su's urging, Gao wrote an IOU on November 3, 2014, stating: "I, Gao, borrowed Su's Bank of Communications credit card for consumption of 53,000 yuan (five thousand and three thousand yuan) in August 2014 and agreed to pay it in November." It must be paid before the 18th.”

However, Gao disappeared after writing the IOU. Su, who had no way to collect his debt, sued Gao to Fu'an Court and requested that Gao be ordered to repay the 53,000 yuan in debt according to law.

So, in life, you must not believe that there are good things that will help you increase your credit limit for free. The most important thing is to ensure the safety of your credit card.