In case of bank card degaussing or damage, most banks say they cannot provide magnet re-magnetization or free card replacement services. They can only apply for a new card, and in this process there will be a new card production fee. . ICBC, China Construction Bank, Bank of China, Bank of Communications, China CITIC Bank and many other banks have stated that there will be a certain fee for re-issuing a bank card.

China Merchants Bank does not need to renew the card. You only need to go to the counter with your ID card and degaussed bank card to get the card magnetized. There is no need to pay a fee. For degaussed bank cards, you can only replace the card but not the card. , the magnetic stripe of the bank card is completely sealed and technically cannot be magnetized.

Although some banks can now apply for magnetic stripe replacement, most bank cards in my country are still magnetic stripe cards, and the customer’s information is on the magnetic stripe. Once criminals take the demagnetized card and ask the bank to It is easy to steal the customer's personal information through magnetization.

Extended information:

Bank card degaussing

The recorded information of bank cards and passbooks are stored on the magnetic strip on the back, and the high voltage that occurs when the mobile phone is working The strong magnetic field generated by high-frequency electromagnetic waves will magnetize the credit card, disrupt the recorded information, and cause the bank card to become invalid. At the same time, some people stuff mobile phones, bank cards and other items together in their bags, which can easily cause the bank cards to be "degaussed".

If the magnetic strips of two bank cards overlap, it is very likely that they will be degaussed at the same time. It is best to keep bank cards in a hard-leather wallet, not too close to the magnetic clasp. Never throw it away in a messy bag to prevent sharp objects from wearing out, scratching the magnetic strip, or twisting and breaking it. At the same time, it is best not to store multiple bank cards close together, let alone place two bank cards back to back so that the magnetic strips rub and collide with each other.

Stay away from high magnetic fields around induction cookers, microwave ovens, TVs, refrigerators and other electrical appliances as much as possible, and try not to place them together with magnetic items such as mobile phones, computers, PDAs, magnets, Wenquxing, and Business Express. . If your bank card is damaged, the correct way to deal with it is to cut the card and send it back by registered mail or send it to your card-issuing bank with "Card Damaged" marked on it, and a new card can be issued.

People's Daily Online - Bank card demagnetization can only be used to replace the card, most of which cannot be replaced