How much does it cost to replace an ICBC card?
Answer: ICBC bank cards are divided into debit cards and credit cards: the replacement fee for debit cards after the loss is generally 10 yuan/card, please refer to the actual charge. The right to replace a card is divided into real-time processing and delayed processing:
1. Real-time processing: After online verification, the replacement procedure can be processed in real time after the account information reported as lost is verified and the password is correct;
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2. Real-time processing: Through online verification, if the account information to be reported as lost is verified to be correct, the balance is less than or equal to 5,000 yuan, and there is only a current main account under the card, the password-free loss reporting and replacement procedures can be processed in real time.
3. Delayed processing: If the password verification fails or the online verification fails, the processing needs to be delayed. After 7 days, you can go to any outlet to go through the replacement procedures. If it is an ordinary debit card, the written loss report can be processed immediately (the next day) after it expires. The account will be automatically transferred to the new card, the new card will have a new account, and you can continue to use it immediately after entering a new password. The fee for reporting loss is 10 yuan each time, and the cost of replacing a card is 5 yuan each time. (If you want to continue using your previous account, ask your bank.) To report the loss of a bank card, you need to pay a 10 yuan service fee:
You can first report the loss verbally over the phone to ensure the safety of the account funds;
Then go to the bank business hall and fill out the application form for reporting loss;
After successfully reporting the loss, take it and keep it properly.
The report of loss will officially take effect after seven days. Go to the bank with your ID card to handle the card replacement business:
Go to the bank with your ID card and the loss report receipt;
Queue up to get the number;
After the number is called, give the teller the information needed to apply for a new bank card;
Wait a moment, enter the new card password, and sign the business confirmation form;
< p>Pay a production fee of 5 yuan to 10 yuan, different banks charge different fees;Get your ID card back and get a new bank card. It takes seven days to report a loss and get a replacement ICBC card, which costs about 20 yuan.
Card replacement process for lost bank cards:
If you report the loss of a bank card, you need to pay a service fee of 10 yuan:
① You can first report the loss verbally over the phone to ensure the funds in the account Safe;
② Then go to the bank business hall and fill out the loss report application form;
③ Take the possession after the loss is reported successfully and keep it properly.
Reporting the loss will officially take effect after seven days. Go to the bank with your ID card to apply for card replacement:
① Go to the bank with your ID card and the loss report receipt;
② Queue to pick up the card No.;
③After the number is called, hand over the information required to apply for a new bank card to the teller;
④Wait for a moment, enter the new card password, and sign the business confirmation form;< /p>
⑤ Pay a production fee of 5 yuan to 10 yuan. Different banks charge different fees;
⑥ Get your ID card and get a new bank card.
How to charge for a replacement ICBC credit card
Generally, there is no charge, but a 20 yuan handling fee will be charged for reporting a loss.
If the card is damaged or expired, there is generally no card replacement fee; if the card is reported as lost, there is no charge for card replacement, but a 20 yuan handling fee will be charged for reporting the loss.
Warm reminder:
1. Some ICBC credit card types will charge card production fees, such as Minion Credit Card and Pet Secret Credit Card.
2. Some special cards do not charge loss reporting fees, such as Beijing transportation cards, business cards, etc. The specific fees will be subject to the actual handling situation.
If your bank card is lost, first call the bank’s service hotline and follow the prompts to report the loss. If you remember, you can choose to report the loss yourself. If you don’t remember, you can choose to report the loss manually. Reporting the loss by phone is only an emergency loss report to ensure the safety of the account (temporary). The loss report is valid for 7 days (after expiration, you can continue to call to report the loss), and you also need to go to the bank business hall to formally report the loss; you can reissue the credit card 7 days after the official loss report. If it is lost in another place, it can only be reissued at the place where the account was opened. To apply for a new card, you must bring your ID card to any local business hall where you opened an account;
How to replace an ICBC credit card when it expires: Peony credit card is generally valid for no more than 5 years. Expired cards cannot be used again, but The use contract is still valid. If you need to continue using the card, please apply for a card replacement through online banking, the card issuer or the customer service hotline. If you do not want to change the card for the time being, please notify ICBC one month in advance, and ICBC will keep it for a certain period of time; when you need to continue using the card in the future, you can apply to ICBC for card change.
Generally, when an ICBC credit card expires, some banks will notify you in advance to change the card or go to pick up the card. In some places, you need to take the initiative to change the card. If you want to change the card, you can call and then choose self-pickup at the outlet; you can call Ask the credit card service staff.
Card replacement process for lost bank cards:
If you report the loss of a bank card, you need to pay a service fee of 20 yuan:
① You can first report the loss verbally over the phone to ensure the funds in the account Safe;
② Then go to the bank business hall and fill out the loss report application form;
③ Take the possession after the loss is reported successfully and keep it properly.
After seven days, the loss report will officially take effect. Go to the bank with your ID card to handle the card replacement business:
① Go to the bank with your ID card and the loss report receipt;
② Queue to pick up the card No.;
③After the number is called, hand over the information required to apply for a new bank card to the teller;
④Wait for a moment, enter the new card password, and sign the business confirmation form;< /p>
⑤ Pay a production fee of 5 yuan to 10 yuan. Different banks charge different fees;
⑥ Get your ID card and get a new bank card.
How much does it cost to reissue an ICBC card?
It costs about 10 yuan to reissue a bank card, but the fees of each bank may be different.
Details are as follows:
The handling fee for reporting the loss of a stored card is 10 yuan/card (it is free to report loss or account cancellation), and is temporarily exempted for customers with five stars and above. The handling fee for replacing a card after reporting a loss is generally 10 yuan per card (because there is an agreement under the debit card, the card must be reported as lost and replaced before canceling the agreement and then canceling the account, and the card replacement fee will be waived). The specific charges shall be subject to the actual processing at the outlet.
The fees for credit card loss reporting and replacement are as follows:
1. Loss reporting: credit card, quasi-credit card, international debit card 20 yuan/card, special card 10 yuan/card , free for business cards, platinum cards and above;
2. New loss report: standard chip card 10 yuan/card, ordinary material non-standard chip card not exceeding 40 yuan/card, special material non-standard chip The price of a card does not exceed 1,000 yuan/card, and the maximum price of a smart card does not exceed 500 yuan/card. Color photo cards are charged an additional 50 yuan/card according to the type of card they are attached to. Magnetic stripe cards and business cards (excluding smart cards and color photo cards) are free.
Warm reminder:
1. Starting from February 2, 2020, personal credit card customers in Hubei, as well as those who are hospitalized or quarantined due to infection with new pneumonia and their spouses, and epidemic prevention and control need to be quarantined Observers and their spouses, staff participating in epidemic prevention and control and their spouses, and non-Hubei area personal credit card customers who have temporarily lost their source of income due to the epidemic can be exempted from the credit card loss reporting fee; other personal credit card customers who report the loss of their credit card in Hubei can also be exempted from the fee. The handling fee for reporting a loss will be waived and the deducted fee will be refunded;
2. Different credit card charges are different, please refer to the actual situation
Specific steps for reissue: 1. Call the bank card Service hotline, handle verbal loss report. 2. After one week, bring your ID card to the bank (must go to the bank with the same name as the issuing bank) to apply for a replacement card. Bank card reissue: 1. The regulations of each bank are similar. Generally speaking, it takes 7 days to report a loss verbally or in writing. The official loss report in writing shall prevail.
If there is no written loss report, the account that has been frozen after the validity period will be automatically released, and the loss can be reported verbally continuously. If it is an ordinary debit card, it can be processed immediately (the next day) after the written loss report expires. The account will be automatically transferred to the new card, the new card will have a new account, and you can continue to use it immediately after entering a new password.
The loss reporting fee is 10 yuan each time, and the replacement card replacement fee is 5 yuan each time. (If you want to continue using your previous account, ask your bank.) 2. To report a loss on behalf of another person, you need to get the original ID cards of both parties. 3. After applying for a new card, the old card will be automatically canceled, so don’t worry. 4. You cannot receive remittances while the bank card is reported lost because the account is frozen at this time.
In addition, you should also know something about reissue. Generally speaking, when you report the loss of a bank card and reissue it, you will be given a new one, which can save more labor costs and time costs. Of course, it's not impossible if you insist on getting your original bank code. Different cities and banks may require different waiting times. Generally speaking, the wait time is longer than randomly generated new ones.
When generating primitives, there is one point worth emphasizing. If the card you report lost is a "historic" magnetic stripe card, you may not be able to apply for the original one. Because now banks no longer use this kind of bank card, but use chip cards.
In other words, the banking system can no longer generate such bank cards. Therefore, if it is a lost magnetic stripe card or a replacement magnetic stripe card, we can only use the new number and issue a new chip bank card.
Now that the general picture is out of the way, let’s take a closer look at why the employee said the bank would choose to give you a new one more often. In addition to the bank's perspective, there are also reasons for this from the cardholder's perspective.
Bank perspective
Like mobile stores, banks will also prepare some new empty cards. These bank cards only have no personal information associated with them. In addition to helping customers apply for new bank cards, there is another point that makes it easier for people to reissue bank cards.
Because the bank card is prepared in advance, there is no way to keep the same bank card as the lost one. So when the bank reissues you these empty cards, it will be a new one. Making these preparations in advance can not only reduce the workload of bank staff, but also save time.
If you insist on needing the original card, the bank must "copy" the card after you apply for a replacement loss report. Neither labor nor time are as convenient as the new ones. However, some cardholders are willing to wait, which can range from a week to a month. After all, some cardholders' original cards may be bound to many platforms, so the new ones are naturally not as convenient as the original cards.
How to report the loss and reissue of ICBC credit card? How much is the handling fee?
ICBC has always been at the forefront of banks and has a wide customer base. Many people use ICBC credit cards in their lives. Of course, some people may inevitably break or damage them when using them. If you lose it, you need to report it as lost and get a replacement. So, how to get a replacement for ICBC credit card loss report? How much is the handling fee? Let me answer it for you today.
How to report the loss and reissue of ICBC credit card?
1. You can call the ICBC customer service hotline 95588. After dialing, press the "9" key to transfer to the manual service and apply for a loss report and reissue from the customer service staff. Or you can press "1" after dialing to select an individual customer, then enter the type and number of the certificate you want to report as lost and reissued, and then confirm.
2. Of course, you can also log in to ICBC’s online banking to apply, but online banking can only handle temporary loss reports, so if you want to formally report the loss of your ICBC credit card, just You have to call customer service to handle it.
How much is the handling fee for ICBC credit card loss report and replacement?
ICBC stipulates that the handling fee for reporting the loss of ICBC credit cards is 40 yuan per card, and the replacement fee is 10 yuan per card. However, the handling fees for some types of cards will be different. For example, the handling fee for reporting loss of special cards is 10 yuan per card, while there is no charge for replacement of magnetic stripe cards and business cards. The replacement fee for non-standard chip cards is 10 yuan per card. Each card costs no more than 40 yuan.
The above is the answer to "How to report the loss and reissue an ICBC credit card? How much is the handling fee?" If you want to report the loss and reissue an ICBC credit card, it is best to handle it through the customer service phone. After processing, the bank will A certain handling fee will be charged based on the type of card you want to report as lost and replaced.
That’s it for the introduction of ICBC credit card replacement fees.