The reason is that your credit card cannot be bound to her WeChat or Alipay. It is recommended to apply for a supplementary card of your credit card for your daughter, so that it can be bound with her WeChat or Alipay. You can return the credit card directly, which is the safest.
Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder. It is an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.