Will the number of post-loan management inquiries affect the loan?

The high number of inquiries will not affect the loan.

Post-loan management inquiries are "soft inquiries" and are routine operations of financial institutions. During the period of using a credit card and repaying a loan, financial institutions will query the user's credit report on the grounds of "post-loan management" for risk management and will not affect the user's loan application.

Users can negotiate with lending institutions to reduce the frequency of post-loan management. As for the user's application for a loan, the bank will only check whether the user has bad credit and debt status. The bank will not review the post-loan management records. Therefore, users can apply for loans normally if they have done many post-loan management operations.

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