The card is frozen.

Credit card closure and freezing means that the credit card is subject to bank risk control and then takes payment stop measures. Although the credit card account still exists and the card has a lot of money, it can no longer be used for transactions. Not only cannot the card be swiped for consumption, but it cannot even be withdrawn. cash. Only by asking the bank to lift the stop payment status of the card can the card be restored to use.

Many people have credit cards with a large overdue amount and a long overdue period of 2 to 3 months. If the bank freezes it for one month and needs to pay off the debt, call the bank to explain the situation and emphasize that the overdue amount is not malicious and ensure that Pay on time next time. Be sincere. The bank sees that the card has been used successfully before, and will resume the use of the card after a comprehensive evaluation by the system.