Is there an annual fee for Ping An Yours Card?

Ping An Yours Card has no annual fee. It is a life-long annual fee-free credit card, but the rights and interests of the card need to be customized. The annual fee for rights and interests customization is 288 yuan per year, which will be deducted from the credit card account once activated by your card. If the rights and interests are not cancelled, it will be automatically renewed every card year. Other charging items are consistent with the charging standard of Ping An Bank's credit card UnionPay single currency card.

Ping An Yourcard Credit Card is a kind of credit card that provides young customers with free choice and flexible combination. The card-making cost is 5 yuan/card (the standard card is free, and other cards are normally charged). It can be said that it is very good to enjoy the rights and interests of the integral party, the viewing group and the delicious school.

Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd. and one of the 12 national joint-stock commercial banks in Chinese mainland. With a registered capital of RMB 5,123.35 million and total assets of nearly RMB 1.37 trillion, it is headquartered in Shenzhen, Guangdong Province.

China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches all over China and representative offices in Hongkong.

In January p>212, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank was renamed as the new Ping An Bank, and the new Ping An Bank was formally opened for business. On June 26, 219, eight banks, including Ping An Bank, launched the first batch of enterprise information networking verification systems.

The debit card of Ping An Bank refers to the RMB debit card issued by Ping An Bank to the public with the approval of the People's Bank of China. It has the functions of inquiry, deposit, withdrawal, transfer and settlement, universal deposit and withdrawal, one-card multi-card account, shopping consumption, payment on behalf of others, self-service banking, telephone banking, online banking, revolving loan and VIP service.

Ping An Bank has four types of debit cards, namely, general card, gold card, platinum card and diamond card.

Is Ping An Yours Credit Card a Ordinary Card or a Gold Card

It is said that Ping An Bank has created a Yours Credit Card specially designed for young customers, which can be customized by cardholders, card rights and so on. It is very attractive. However, many card friends don't know much about this card, and don't know whether its level positioning is gold card or ordinary card. Let's take a look together.

Ping An Yours Card has three bright spots, namely, the card face is yours, the rights are yours and the control is yours. Cardholders can not only choose card faces in music, sports, animation, festivals and other styles according to their preferences, but also choose their rights and interests according to their own needs. Such a tall and elegant card is easy for people to classify it as a gold card, but it is not.

I don't know much about this card, but I can see from the introduction page of Ping An Credit Card that its card type is UnionPay Puka. Don't underestimate this Puka, but its rights and interests are incomparable to some gold cards, which endows young people with rich "independent choice":

1. Card selection: The card has five series: original design series, 1, cold jokes series, perfect world-Zhu Xian series and national assault series. When applying, users can freely choose cool card faces from these series.

2. Choice of rights and interests: Card users can choose their rights and interests according to their own needs. For points parties, movie viewing groups and food groups, your card users can also enjoy different additional rights and interests, such as point rewards, movie coupons and food coupons.

3. Staging selection: In terms of staging, Ping An can be divided into three stages by your card, and the cardholder can set the number and amount of staging independently, which is really up to you to choose.

Besides these, Ping An can enjoy the benefits that even a gold card can't enjoy, and the annual fee is free for life. However, if you customize the rights and interests, you have to customize the annual fee of 288 yuan/year/month according to the rights and interests to collect the annual fee.

introduction and precautions of the rights and interests of Ping An Yours Card

Many cardholders don't know much about the upgraded Yours Card. Let's talk about the introduction and precautions of Ping An Yours Card

1

Ping An has three main rights to choose from. Your first right is called "integral party", the second is called "viewing group", and the third is called delicious pie. The annual fee of rights and benefits of 188 yuan can be increased to 188X3=564 yuan. And at the time of start-up, one-time deduction.

2

points party: credit card points have always been the favorite of the wool party. If you customize this right, you can enjoy a reward of 1% of the specified annual consumption. The annual customs fee is 288 yuan/year.

3

viewing group: the rights and interests of card players who like to customize movies are absolutely cost-effective. After customization, you can get annual Youku membership and 12 movie coupons. The annual subscription fee is 288 yuan/year.

4

Delicious Pie: Card lovers who like to eat delicious food should not miss it. After customization, he can get 12-year electronic food stamp coupons; The annual subscription fee is 288 yuan/year

So much for the introduction of Ping An Credit Card.