The available balance of VISA card of Agricultural Bank of China is overpaid. \x0d\ 1。 Overpayment refers to the funds paid by credit card customers or deposited in credit card accounts, and a certain fee is required to take out the overpayment. \x0d\2。 This money can increase the available credit card limit or be directly used for consumer repayment. If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft. \x0d\3。 Pay more without interest.