As a state-owned bank, China Construction Bank provides many types of credit cards to the public, and different card types target different user groups. It should be noted that some card types in China Construction Bank are not very cost-effective, so everyone should choose carefully and try to choose a card type that suits you and has high cost-effectiveness. Which CCB credit card is better? Recommend a few worth doing!
CCB Long Card Unbounded Digital Credit Card
Cardholders can enjoy a cash back discount of RMB 1 equivalent to the actual payment amount for overseas offline purchases across the UnionPay network. All overseas UnionPay online merchants can enjoy a cashback discount of RMB 1 with a transaction amount equal to RMB 1. However, some blacklisted merchants are excluded. The blacklisted merchants are subject to the blacklist list published by UnionPay. Online and offline cash rebates are capped at RMB 1,000 per card per month. If you successfully open an account and bind the UnionPay QuickPass APP, you can enjoy an instant discount of 5 yuan for mobile phone recharge or credit card repayment of 50 yuan or more. After activating and completing the Union Quick Pass card binding, you can receive a 10-yuan consumption coupon for each of the five chain supermarkets and convenience stores of China Resources Vanguard, FamilyMart, Walmart, Yonghui, and Carrefour for free, with a total value of 50 yuan. .
CCB Dragon Card Family Love Credit Card
Cardholders who use the card to purchase air tickets or pay travel expenses (including air tickets) can enjoy flight delay insurance, with a compensation of 200 yuan for every 4 hours of delay, and the annual accumulation is not More than 2,000 yuan. There is also baggage delay insurance, which pays 100 yuan for every 4 hours of delay, and the annual cumulative amount does not exceed 1,000 yuan. Enjoy free 2-day/5-day global portable WiFi rental service, aviation accident insurance up to 5 million yuan, and protection against theft within the credit limit 72 hours (inclusive) before reporting loss. Enjoy the exclusive "50% discount for two people traveling together" privilege for five-star hotel buffets, covering 55 five-star hotels in 25 cities across the country.
Gold Edition of Dragon Card MUSE Credit Card
Use the MUSE card to pay through the Visa clearing network overseas (including online and offline), and you will get 1 cash back for each transaction. The customer's consumption will be credited within 15 days after being credited to the account, and the cash rebate limit is US$500/month/card. In the designated month, with the MUSE card, you can enjoy 8 cashback when swiping your card at designated overseas merchants of CARTIER, CHANEL, GUCCI, LOUISVUITTON, TIFFANY & CO. The five major brands will be credited within 15 days after the customer's consumption is credited. The cashback limit is US$200/month/card. If you purchase domestic and overseas air tickets (including discounted air tickets) in full on overseas websites or overseas Visa merchants or pay more than RMB 80 (inclusive) for travel expenses (including air tickets), you can enjoy global flight delay insurance, with a compensation of 200 yuan for every 4 hours of delay, and the annual cumulative amount shall not exceed 2,000 yuan.
Users who want to apply for CCB credit cards can give priority to these three cards. If you encounter a problem that cannot be solved during the process of applying for a credit card, you can check it at any time.