First of all, you must have a credit card from another bank and use it for more than six months, so that you can apply. Or if you have a provident fund card from the Bank of Communications or a silver card from the Bank of Communications, you can also apply. For college students, there used to be a special way to apply for a card, but I don’t know if it is possible now. There is also a credit card cooperated by Suning Appliance and Bank of Communications which should be easy to apply for. It is recommended to go to a larger Suning shopping mall to ask.
Supplement:
1. Provide ID card and income certificate (Annual income before tax for regular card is 24,000, annual income before tax for gold card is 80,000), and a valid residence certificate;
2. You are an office worker and your employer pays social security, the monthly base amount is greater than or equal to 1,000, Local people who have paid for more than three months in the same year, and foreigners who have paid for more than six months in the same year only need ID cards.
3. If you graduated from a college (inclusive) or above after 2003, please indicate the school you graduated from when submitting the form. If you provide your ID card at the time of graduation, you can apply for a Y-POWER credit card. Please note that when filling out the form, only fill in the form for Y-POWER credit card. This card is currently only available to graduate students, doctoral students and above (can still study)
4. If you have other bank credit cards, which are used normally and have no bad records for more than 6 months, please fill in the card number when filling out the form. Go to the issuing bank and provide your ID card (recommended)
5. If you are already a customer of other Bank of Communications businesses and have assets of more than RMB 200,000 in Bank of Communications, you can fill in the form with your ID card and then fill in the cross-selling form. Table, 100 card issuance rate
6. If you are already a customer of other Bank of Communications businesses and have more than 500,000 assets in Bank of Communications, you can apply for a VIP card first. With the VIP card, you can directly apply for a gold card of a credit card. , 100 card withdrawal rate.
7. If you are a civil servant, a banker, a doctor, a teacher, a lawyer, an accountant, an employee of a Fortune 500 company, an employee of China's Top 100 companies, or an employee of a famous local company, you can present your ID card and work certificate. Business card processing.
8. If you are self-employed, please provide your business license, ID card, and preferably tax payment certificate
9. If your salary is issued by the Bank of Communications, the financial office of your unit If you are willing to apply for a credit card for employees, the unit should contact Bank of Communications directly, and the group office.
In order to increase the approval rate and limit, you can provide real estate certificates, self-owned vehicle certificates, financial status certificates, and tax payment certificates. After the bank approves and accepts the professional qualification certificate, it usually takes two to three weeks to receive the card.