Legal analysis: In most cases, the notification letter of police report is false. Credit card arrears or outstanding loans are all economic disputes and civil disputes, not illegal crimes, and not cases. The public security department can only handle cases within the scope of the law, and it is strictly forbidden to intervene in economic disputes.

legal basis: criminal procedure law of the people's Republic of China

article 1 this law is formulated in accordance with the constitution in order to ensure the correct implementation of the criminal law, punish crimes, protect the people, safeguard national security and social security, and maintain socialist social order.

Article 2 The tasks of the Criminal Procedure Law of the People's Republic of China are to ensure accurate and timely identification of criminal facts, correct application of the law, punishment of criminals, protection of innocent people from criminal investigation, education of citizens to consciously abide by the law, active struggle against criminal acts and maintenance of the socialist legal system.

Article 16 In any of the following circumstances, criminal responsibility shall not be investigated, and if it has been investigated, the case shall be dismissed, or prosecution shall not be initiated, or the trial shall be terminated, or the case shall be declared innocent:

(1) The circumstances are obviously minor and the harm is not great, and it is not considered as a crime;

(2) The crime has passed the limitation period;

(3) being exempted from punishment by pardon;

(4) failing to tell or withdrawing a crime that was dealt with only after being told in accordance with the Criminal Law;

(5) The criminal suspect or defendant dies;

(6) being exempted from criminal responsibility according to other laws.