As we all know, to apply for a credit card, you must meet the conditions. In addition to repayment ability, the age of the applicant is also a reference factor. For example, many elderly people have pensions, but they still can't use credit cards, mainly because they are over the age limit. The following is the age limit of credit card I want to know.

How old can I apply for a credit card?

Banks have different age requirements for applicants, but they must be at least 18 years old, and the maximum age must not exceed the statutory retirement age. Some of them can be relaxed to 60 years old, and those with more relaxed conditions can be relaxed to 65 years old. This depends on how the bank stipulates before handling the card.

In addition to the basic card age, there are some special card types that are only open to people of a certain age, so the age limit is different from that of ordinary credit cards. For example, some youth cards limit the applicant's age to 30, and other credit cards are issued when he is over 30.

Generally speaking, banks prefer people aged 20-40. When these people have a certain income, their wages will rise. Banks believe in their repayment ability.