1. Can I get an online loan if I lose my ID card and someone else finds it?

When I find my ID card and cannot get an online loan, the lender needs to prepare information divided into the following categories:

1. Proof of personal identity: ID card, residence permit, household register, marriage certificate and other information;

2. Provide proof of stable source of income: bank statement, labor contract, etc.;

3. Provide stable address proof: such as house rental contract, water and electricity payment bill, property management and other related certificates;

4. Other information required by the bank.

1. Application conditions for car loans

(1)

1. The car buyer must be over 18 years old and be a Chinese citizen with full capacity for civil conduct. citizen.

2. Car buyers must have a relatively stable career and relatively stable economic income or ownership in order to repay the loan principal and interest on schedule. The easily liquidated assets here generally refer to securities and gold and silver products

3. During the loan application period, the car buyer deposits less than the amount in the bank account at the savings counter of the handling bank

4. If the bank's authorized person's account is not local, a joint liability guarantee should also be provided to the bank. The bank does not accept mortgages set by car buyers for vehicles purchased with loans.

5. Car buyers are willing to accept banks.

(2) Provide information

1. Personal loan application form;

2. Valid identity certificate for yourself and your spouse;

3 , Proof of occupation, position and income of myself and my spouse;

4. Marriage certificate (except for those who are unmarried and need to provide undetermined marriage age) and household register;

The original of his valid residence certificate, and

6. Car purchase agreement, contract or letter of intent to purchase the car signed with the dealer;

7. Proof of deposit or down payment;

8 , supporting documents or materials required for guarantee;

9. Other documents required by the cooperative agency.

2. Bank processing of personal small amounts

1. Provide personal identity certificate, which can be ID card, residence permit, household register, marriage certificate and other information;

2. Provide proof of stable address, house rental contract, water and electricity payment slip, property management and other relevant proofs;

3. Provide proof of stable source of income, bank statement, labor contract, etc.

3. Zunyi’s application for unsecured and guarantee-free application

(1) Loan conditions

From the current reality, the basic conditions for small credit loans are:

1. Be a resident of Zunyi, Mainland China, who is over 18 years old;

2. Have a stable address and place of work or business;

3. Have a stable job Source of income;

4. No bad credit record, and the loan cannot be used for stock trading, gambling, etc.

(2) Certification materials

1. Provide personal identity certificate, which can be ID card, residence permit, household register, marriage certificate and other information;

Lease Contracts, water and electricity payment bills, property management and other relevant certificates;

3. Provide travel slips, labor contracts, etc.

(3) Processing procedures

1. The real estate development company that signs the subscription letter signs the subscription letter and pays the first installment of the house purchase price to the real estate development company;

2. Application: The customer goes to the law firm entrusted by the bank to apply for a mortgage. Application procedures include submitting personal information, paying various fees, and filling in legal documents;

3. Payment review: The law firm will conduct a preliminary review of the customer's application, and then the bank will review it; if the review fails, Return of client information

4. Other legal procedures: the law firm handles insurance, notarization and mortgage registration and filing of collateral;

5. Loan issuance: the bank transfers the loan amount to the developer's account and notify the customer to start paying for the property.

The individuals we launch will solve your short-term payment problem and provide you with the most guaranteed service.

2. Can I get a loan if my ID card is lost and someone else finds it?

If my ID card is lost and found by someone else, I can’t use it for a loan. If I borrow someone else’s ID card fraudulently, is it possible? Loan behavior will constitute a crime. To apply for a bank loan, you must bring your ID card to the bank and provide relevant proofs such as household register, academic certificate, income certificate, etc. You cannot get a loan with just your ID card. What information is required for a personal loan? 1. Identity proof information. First of all, to apply for a credit card, you need to bring your ID card to the local bank counter and fill in the relevant application to apply for a credit card; if you are from another country, you need to provide a pass to and from the mainland and a copy of the residence permit for more than one year to prove; 2 , employment and income certification information. It is necessary to provide the specific company where you work and proof of income stamped with the company's financial department seal; 3. Materials that can prove good economic strength. For example, a copy of the real estate certificate, a small deposit in the bank, a copy of the car driving license, etc. Legal basis: Article 193 of the Criminal Law of the People's Republic of China and the People's Republic of China. The crime of loan falls under any of the following circumstances. If the loan from a bank or other financial institution is for the purpose of illegal possession and the amount is relatively large, the person shall be sentenced to five years in prison. or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, the sentence shall be not less than five years but not more than 10 years, and also a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge Or if there are other particularly serious circumstances, he shall be sentenced to not less than 10 years in prison or in addition to a fine of not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) Making up false reasons for introducing funds, projects, etc.; (2) Using false economic information contract; (3) using false certification documents; (4) using false property rights certificates as guarantees or repeating guarantees exceeding the value of the collateral; (5) using other methods to obtain loans.

3. If I lose my ID card, household register, and marriage certificate together, can I apply for a loan if someone else picks it up?

No. Under normal circumstances, I must be present! If I cannot be present under special circumstances, I need to obtain the consent of the bank and apply for a notarized letter of entrustment, and entrust a relative or friend to come forward to handle it! The mortgage or loan can only be effective if I sign it. If it is not my signature that causes you losses, you can claim compensation.

If you are married, both husband and wife need to be present. The documents you need to bring are as follows: ID card, household register, marriage certificate, income certificate, bank statement (if you are married, bring the information of both husband and wife). If one party cannot come If so, you can entrust notarization to another person. The required information is as follows:

Principal: ID card, household register, marriage certificate, income certificate, bank statement.

Trustee: ID card.