If the money on the cardholder's credit card is transferred to the savings card, which is equivalent to the credit card overpayment, the bank will charge a handling fee according to the overpayment withdrawal standard; If the overdraft limit of the credit card is transferred to the savings card, it is equivalent to the overdraft withdrawal of the credit card. At the same time, the bank will charge 5/10000 interest on a daily basis from the date of transfer.