Method 1: The user can bring a credit card to the ATM for inquiry, insert the credit card into the ATM and enter the password, and then click Inquiry to display the balance. Method 2: I hold my credit card and ID card to check at the bank counter. Method 3: Call the bank's customer service phone and check the credit card balance through manual service. Method 4: Open the credit card official website, log into your online banking account, and check the credit card balance in the account information.

Credit card is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Consumers with credit cards can enjoy the shopping mode of spending first and then repaying, and cardholders can overdraw within the specified amount. The front of the credit card is printed with the name of the card issuer, expiration date, serial number and the name of the cardholder, and the back of the credit card is designed with a chip, a magnetic stripe and a signature strip.

Compared with ordinary bank savings cards, the biggest advantage of credit cards is that they can be consumed without cash.

In terms of credit card application, citizens (citizens aged 65,438+08 in Chinese mainland) with a certain income source and full capacity for civil conduct can apply for credit cards from the issuing bank. After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the credit status of the applicant. This includes the applicant's past credit history, the applicant's known assets and professional characteristics. Credit cards are usually used only by the cardholder himself, and lending them to others violates the use contract.